Who's it for?

Reserve serves Bitcoin holders who need liquidity without selling. From property to business to life events—your Bitcoin can fund it.

Use cases

Real Estate

Deposits, renovations, bridging

Use your Bitcoin to fund property purchases, renovations, or bridge financing without selling. Avoid capital gains tax and keep your position. Same-day funding after collateral confirmation.

Business Capital

Cash flow, expansion, acquisitions

Access liquidity for your business without diluting equity or triggering a taxable event. Ideal for founders and executives who hold Bitcoin as long-term savings and need working capital.

Tax-Efficient Liquidity

Avoid CGT, preserve upside

Selling Bitcoin triggers capital gains tax. Borrowing does not. Access cash for life events—weddings, education, medical—while maintaining full exposure to Bitcoin's long-term appreciation.

Refinancing

Lower rates, better terms

Already have a Bitcoin-backed loan elsewhere? Refinance to Reserve for a lower effective rate, segregated custody, and no rehypothecation. We'll help you move your collateral.

Life Events

When you need liquidity, not an exit

Major purchases, family needs, or unexpected expenses. Your Bitcoin can fund them without a permanent exit. Repay when it suits you—no penalty for early repayment.

Typical borrowers

  • Long-term Bitcoin holders who refuse to sell
  • High-net-worth individuals seeking tax-efficient liquidity
  • Founders and executives with BTC as part of their wealth
  • Investors who want to deploy capital without crystallising gains
  • Anyone who believes in Bitcoin's long-term thesis

Ready to see what you could unlock?

Try the calculator