Who's it for?

Reserve serves Bitcoin holders who need liquidity without selling. From property to business to life events, your Bitcoin can fund it.

Use cases

Real Estate

Deposits, renovations, bridging

Holders use Bitcoin-backed credit to fund property purchases, renovations, or bridging without selling, keeping the position and avoiding a taxable disposal.

Business Capital

Cash flow, expansion, acquisitions

Founders and executives who hold Bitcoin as long-term savings use it to raise working capital without diluting equity or triggering a taxable event.

Tax-Efficient Liquidity

Avoid CGT, preserve upside

Selling Bitcoin triggers capital gains tax; borrowing against it does not. Holders fund life events (weddings, education, medical) while maintaining full exposure to Bitcoin's long-term appreciation.

Refinancing

Lower rates, better terms

Holders with existing Bitcoin-backed loans increasingly look for segregated custody and no rehypothecation, the structural features that separate this category's serious lenders from its casualties.

Life Events

When you need liquidity, not an exit

Major purchases, family needs, or unexpected expenses. Bitcoin can fund them without a permanent exit, on terms fixed and disclosed before anything is drawn.

Typical borrowers

  • Long-term Bitcoin holders who refuse to sell
  • High-net-worth individuals seeking tax-efficient liquidity
  • Founders and executives with BTC as part of their wealth
  • Investors who want to deploy capital without crystallising gains
  • Anyone who believes in Bitcoin's long-term thesis

Ready to see what you could borrow?

Try the calculator