JOIN USBecome a lender

Earn 6% yield backed by Bitcoin collateral

200% overcollateralised. Segregated custody. No rehypothecation. Option to receive BTC on liquidation.

Reserve connects qualified lenders with Bitcoin-backed borrowers. Every loan is overcollateralised at 200%, with collateral held in segregated custody by an institutional-grade custodian. Your capital is never pooled, never re-lent, and never exposed to Reserve's operational risk.

Key Terms

Yield6.0% annual, paid at loan maturity
Collateralisation200% (50% LTV)
Loan term12 months, bullet repayment
CollateralBitcoin only - no altcoins
CustodySegregated, institutional-grade (BitGo/Fireblocks)
RehypothecationNone. Ever.
CurrencyUSD or GBP
Minimum commitmentContact us

A unique option no other platform offers

In the event of a borrower liquidation, Reserve lenders can elect to receive their principal and yield in Bitcoin instead of cash - at the liquidation price. This gives lenders direct BTC exposure on the upside while maintaining the security of an overcollateralised lending position. No other Bitcoin lending platform offers this option.

How It Works for Lenders

1

Express interest

Tell us your target allocation, preferred currency, and any specific requirements. We'll walk you through the structure and answer due diligence questions.

2

Due diligence & agreement

Review Reserve's financial model, custody arrangements, and legal framework. Execute a formal lending agreement with agreed terms.

3

Capital deployment

Funds are deployed into Bitcoin-backed loans as borrower demand matches. You receive yield at maturity. Full reporting provided throughout.

For institutions and family offices

Reserve offers bespoke lending mandates for institutional capital providers. Custom terms, dedicated reporting, and direct access to the founding team. If you're deploying $250K or more, we'd like to speak with you directly.

Loading...

This is not a solicitation or offer to sell securities. All lending arrangements are subject to due diligence, legal documentation, and regulatory approvals.