Borrow against your Bitcoin.
Never sell.
Reserve is building the UK's Bitcoin-backed lender: sterling-first, segregated custody, and a clear path to FCA authorisation.
Bitcoin is volatile: the value of cryptoassets can fall as well as rise, and you may lose money. Collateralised borrowing can require adding collateral at short notice, or collateral may be sold. Cryptoassets are not protected by the Financial Services Compensation Scheme.
You shouldn't have to sell your Bitcoin to live your life.
Selling triggers tax
Every Bitcoin you sell is a taxable event: UK capital gains tax of up to 24% can apply to your gains. And you permanently exit a position you believe in.
Banks don't understand Bitcoin
Traditional lenders won't accept Bitcoin as collateral. They want income verification, credit checks, and months of paperwork. Even then, approval isn't guaranteed.
Existing crypto lenders charge too much
The industry standard is 9.5–18% with variable fees, rehypothecated collateral, and custody practices that have already caused billions in losses.
Bitcoin-backed lending, done properly. Your Bitcoin stays yours. Segregated custody. Never rehypothecated. Built for the regulated era.
Bitcoin-backedlending,doneproperly.YourBitcoinstaysyours.Segregatedcustody.Neverrehypothecated.Builtfortheregulatedera.
How it works
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Tell us about your situation. No commitment, no obligation, no account required.
Segregated Custody
In this model, collateral sits in a dedicated, segregated address, never pooled, never lent out, never rehypothecated.
Conservative Collateral
Bitcoin-backed loans are secured at conservative loan-to-value, leaving substantial headroom against volatility.
Repay & Reclaim
When a facility is settled, the Bitcoin is released in full. The position you believed in is still yours.
Talk to Reserve.
No commitment. Tell us about your situation and we'll be in touch.
or contact us: info@reservebtc.co
Bitcoin is volatile. If its value falls you may need to add collateral at short notice, or part of your Bitcoin may be sold. Cryptoassets are not protected by the Financial Services Compensation Scheme.